Articles

Welcome to our research center! We've put together a library of information on important financial topics that we believe you'll find helpful.

Simply click on one of the general financial topics below and you'll find a selection of easy-to-understand information sheets about related financial concepts and strategies. This information is updated regularly to reflect the latest facts, figures, legislation, and economic trends.

Market Commentary

Retirement

How Much Do I Need to Save?

Many realize it’s important to save for retirement, but knowing exactly how much to save is another issue altogether.
What Are My Retirement Planning Options?

There are a variety of retirement planning options that could help meet your needs. Here are some of the most popular.
How Can I Estimate My Future Social Security Benefits?

The Social Security Administration’s retirement estimator gives estimates of your future benefits based on your actual Social Security earnings record.
What Is a Self-Employed Retirement Plan?

Tax-deferred retirement plans for self-employed individuals have higher contribution limits than IRAs.
What Are My Retirement Plan Distribution Options?

When receiving money accumulated in your employer-sponsored retirement plan, you have two options: lump sum or annuity.
How Should I Manage My Retirement Plan?

Employer-sponsored retirement plans are more important than ever, but managing the assets can be confusing.
Save Now or Save Later?

If you start saving for retirement sooner, the more money you are likely to accumulate and possibly retire sooner.

Tax Planning

How Much Money Can I Put Into My IRA or Employer-Sponsored Retirement Plan?

IRAs and employer-sponsored retirement plans are subject to annual contribution limits set by the federal government.
What Is Tax Deferral?

There can be a substantial benefit to deferring taxes as long as possible.
How Can I Benefit from Tax-Advantaged Investments?

Many traditional tax-advantaged investment strategies have gone away, but there are still some alternatives.

Investing

What Is Diversification?

An important element to successful investing is to manage investment risk while maintaining the potential for growth.
What Is Asset Allocation?

Asset allocation is a method used to help manage investment risk; it does not guarantee a profit or protect against investment loss.

Cash Management

What Are Some Tips for Managing My Money?

A sound cash management program uses a disciplined approach: accounting, analysis, allocation, and adjustment.
How Long Will It Take to Double My Money?

Before making investment decisions, it is helpful to determine the real rate of return on the investment.
How Do Money Market Mutual Funds Work?

Money market funds can be a highly liquid and effective cash management tool.
What Savings Alternatives Are Available?

There are a number of savings alternatives that could help you earn a reasonable rate of return.

Risk Management

What Is Term Life Insurance?

Term life insurance differs from permanent forms of life insurance in that it offers temporary protection.
What Is Whole Life Insurance?

Some of the pros and cons of whole life insurance.
What Is Universal Life Insurance?

Consider a universal life insurance policy if you want the flexibility to change your premium or death benefit.
What Is Variable Life Insurance?

Variable life insurance gives you the control to allocate your account value among a variety of investment options.
How Can I Insure My Future?

To help you choose insurance wisely, determine how much coverage and what kind of policy is best for your situation.

Weekly Market Commentary

Weekly Market Commentary | September 30, 2024

Legacy Wealth Group - Empire Financial Advisors

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Articles

Market Commentary

Retirement

How Much Do I Need to Save?

What Are My Retirement Planning Options?

How Can I Estimate My Future Social Security Benefits?

What Is a Self-Employed Retirement Plan?

What Are My Retirement Plan Distribution Options?

How Should I Manage My Retirement Plan?

Save Now or Save Later?

Tax Planning

How Much Money Can I Put Into My IRA or Employer-Sponsored Retirement Plan?

What Is Tax Deferral?

How Can I Benefit from Tax-Advantaged Investments?

Investing

What Is Diversification?

What Is Asset Allocation?

Cash Management

What Are Some Tips for Managing My Money?

How Long Will It Take to Double My Money?

How Do Money Market Mutual Funds Work?

What Savings Alternatives Are Available?

Risk Management

What Is Term Life Insurance?

What Is Whole Life Insurance?

What Is Universal Life Insurance?

What Is Variable Life Insurance?

How Can I Insure My Future?

Weekly Market Commentary